8 Ways to Get a Better Credit ScoreCredit is an essential aspect of financial health. If you have bad or no credit, there are many things you can do to improve your financial situation.1. Never pay late. If you miss a payment on a loan or credit card, it will show up on your credit report and lower your score. Avoid this problem by always making your payments on time. This can help you set up online bill pay or automatic payments. Additionally, use a planner or calendar to stay organized and track due dates.2. Ask for extensions. Everyone finds themselves in financial difficulties from time to time. If you know you won't be able to pay a bill on time, proactively contact the company to discuss an extension or payment plan. If you have been a reliable customer for a long time, many companies will try to work with you. Do everything you can to prevent a late payment from being recorded on your credit history.3. Take out a loanOne option for building credit is to take out a small personal loan and repay it over a short period of time. Borrow approximately $1,000.00 and pay it back over the course...